Guardian Finance

Navigating Home Buying and Budgeting During Inflation: Mastering It for Success

By Guardian Finance | 03/15/2023

We’re here to help you make an informed decision about handling debt during inflation and planning your dream home purchase.…

Get Ready for the Spring Homebuying Season with These 5 Home Buying Tips

By Guardian Finance | 03/08/2023

Getting ready to buy a home can be stressful and complicated. With so many details and decisions to make, it’s…

How to Profit from Buying a Home Now Despite Rising Rates

By Guardian Finance | 03/01/2023

Mortgage rates have steadily risen over the last few weeks, leading many potential homebuyers to pause their search. While it…

Homebuying Help: How Downpayment Assistance Programs Work

By Guardian Finance | 02/22/2023

If lack of downpayment or funds for closing costs are the main hurdle to buying a home, a state or…

What’s the Max Debt-to-Income (DTI) Ratio for a Mortgage?

By Guardian Finance | 02/15/2023

Debt-to-income (DTI) ratio determines what mortgage you’re eligible for. So before getting pre-approved, your mortgage advisor will review your income…

Should You Close Credit Cards Before Applying for a Mortgage?

By Guardian Finance | 02/08/2023

If you have a $0 balance card, should you close it before applying for a mortgage? That’s a good question,…

Does Having a Student Loan Affect a Mortgage Pre-Approval?

By Guardian Finance | 02/01/2023

Student loans can be an obstacle for many when pursuing their dream of buying their first home. Aside from having…

Your Mini-Guide To Buying A Condo

By Guardian Finance | 01/25/2023

Do you want to own a house but want a smaller living space? If that’s the case, purchasing a condo…

What Most First-Time Homebuyers Wish They Knew Before Their Purchase

By Guardian Finance | 01/18/2023

If you’re a first-time homebuyer, know that you’re not alone. Over 45% of homebuyers are doing so for the first…

Simple Budgeting Tips: Getting Ready To Own Your First Home

By Guardian Finance | 01/11/2023

Follow these tips and expert insight to help you get your budget in order and get yourself ready to buy…