Guardian Finance

Inflation Cools in November — What It Means for Mortgage Rates

By Guardian Finance | 12/18/2025

New inflation data shows that price growth cooled in November after reaching its highest level of the year in September.…

Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook

By Guardian Finance | 12/10/2025

Today was a big day for financial markets and mortgage rates. The Federal Reserve held its final meeting of the…

This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s

By Guardian Finance | 12/06/2025

It’s been a busy week in the mortgage world. Rates moved up, down, and back again—but never broke out of…

Stronger Data Last Week Caused a Slight Rate Bump

By Guardian Finance | 12/01/2025

As we head into the first week of December, mortgage rates are starting out just a bit higher than they…

What Today’s Jobs Report Means for Mortgage Rates

By Guardian Finance | 11/21/2025

Today’s mortgage rate movement came down to one thing: the long-awaited jobs report. And while the numbers were mixed, the…

50-Year Mortgages? Here’s What You Need to Know

By Guardian Finance | 11/11/2025

A New Idea: 50-Year Mortgages According to a recent Forbes report, the Trump administration says it’s exploring the possibility of…

Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620

By Guardian Finance | 11/08/2025

What’s Changing Fannie Mae — one of the two major agencies that back conventional mortgages — just made a major…

What’s Going On With Mortgage Rates? (Explain-It-to-a-5th-Grader Version)

By Guardian Finance | 11/06/2025

The 5th-Grader Version Think of mortgage rates like the price of a bus ticket. The bus company (the bond market)…

Mortgage Rates Jump After the Fed’s Rate Cut — Here’s Why

By Guardian Finance | 10/29/2025

If you’ve heard that the Fed cut interest rates and wondered why mortgage rates rose instead of fell, you’re not…

Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data

By Guardian Finance | 10/22/2025

Rates Still Near 3-Year Lows Mortgage rates are holding close to their lowest levels in nearly three years, following a…