Recent Articles

Can You Buy A Home Without A Credit Score?

By Guardian Finance | 12/08/2021

Your credit history and credit score are among the top factors lenders consider when they approve a mortgage. This can…

How Do Mortgage Lenders Decide How Much You Can Borrow?

By Guardian Finance | 12/01/2021

When you apply for a loan, your mortgage lender informs you of the maximum amount you can borrow, and this…

How Does a Home Improvement Loan Work?

By Guardian Finance | 11/24/2021

Home renovations can be expensive, and saving up for extensive improvements could take years. Fortunately, you can fast-track your goals…

Which One Is Better? An FHA Or Conventional Loan?

By Guardian Finance | 11/17/2021

Dreaming about your first home purchase but still be undecided on whether to choose an FHA loan or conventional loan?…

“How Much Money Do I Need to Buy My First Home?”

By Guardian Finance | 11/10/2021

Buying a home is one of the most important decisions you can make. Plus, considering current low mortgage rates, homeownership…

Should I Buy a Move-In Ready Home or Fixer-Upper?

By Guardian Finance | 11/03/2021

Owning a home is still a major part of the American dream. According to a recent survey done by The…

How Does APR Work In A Mortgage Payment

By Guardian Finance | 10/27/2021

When you shop around for a loan, you may encounter the term APR or annual percentage rate. Some people think…

Debunking 5 Myths About VA Home Loans

By Guardian Finance | 10/20/2021

The popularity of VA loans has soared in recent years, surpassing the 1 million mark in 2020, and is on…

Everything You Need to Know to Refinance Your Mortgage

By Guardian Finance | 10/13/2021

Are you familiar with the benefits of mortgage refinancing? There are many reasons to refinance your mortgage, like lowering your…