Recent Articles

New FHA Loan Limits for 2021

By Guardian Finance | 03/10/2021

New FHA loan limits were recently announced, which is good news for home buyers and those looking to refinance their…

Does Buying A House Help Raise Your Credit Score?

By Guardian Finance | 03/04/2021

A solid credit score is necessary to get approved for a home loan. That’s why we recommend against opening any…

First-Time Home Buyers Must Avoid These Mistakes

By Guardian Finance | 02/25/2021

There are many common mistakes first-time home buyers make. Some are minor, while others can end up being costly. Fortunately, several…

“How Long Does It Take To Purchase a Home?”

By Guardian Finance | 02/18/2021

Everyone has a different path to homeownership. Items like the type of loan you get and deciding on a real…

“Is a Home Equity Loan Right For Me”

By Guardian Finance | 02/10/2021

One of the most valuable benefits of owning a home is building equity. Whenever you need a considerable amount of…

What Do Fannie Mae And Freddie Mac Actually Do?

By Guardian Finance | 02/04/2021

Fannie Mae and Freddie Mac are government-backed mortgage companies (or government-sponsored enterprise), and their job is to give the mortgage…

Earnest Money Deposit Versus Good Faith Deposit: What’s The Difference?

By Guardian Finance | 01/27/2021

There are other costs associated with buying a home beside the down payment. Some of those include fees for the…

Helpful Hints For Buying A New Condo From A Developer

By Guardian Finance | 01/21/2021

2021 is greeting us with a surge of new constructions, especially condos. With the promise of amenities like swimming pools,…

What Are Origination Fees and Can They Be Avoided?

By Guardian Finance | 01/13/2021

An origination fee is part of the multi-step process of getting a loan and includes the cost of processing the…