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Gen Z and the Dream of Homeownership: Adapting to a Challenging Market

By Guardian Finance | 10/15/2025

Gen Z Homebuyers Face Big Challenges — But They’re Not Giving Up According to a new survey from Realtor.com, nearly…

Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform

By Guardian Finance | 10/10/2025

A Quiet Day With a Small Move Today was another calm but slightly weaker day for the mortgage market. With…

Mortgage Rates Holds Steady After Weak Jobs Report

By Guardian Finance | 10/01/2025

What Happened in the Job Market This week’s key economic data came from ADP, a private payroll company, since the…

3 Reasons Home Affordability Is Improving This Fall

By Guardian Finance | 09/26/2025

For much of the past two years, buyers faced the double challenge of high mortgage rates and rising home prices.…

Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)

By Guardian Finance | 09/19/2025

This Week at a Glance Early week: The average 30-year fixed drifted to new 11–12 month lows, tracking a steady…

Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?

By Guardian Finance | 09/12/2025

Quick Take The average 30-year fixed dipped to new ~11-month lows after the early-September jobs report, then held in a…

Why Mortgage Rates Move: What Every Homebuyer Should Know

By Guardian Finance | 09/03/2025

Mortgage rates have been making headlines lately—especially after Fed Chair Jerome Powell’s big speech at Jackson Hole. But let’s be…

Mortgage Rates Holding Steady… For Now

By Guardian Finance | 08/27/2025

After Fed Chair Jerome Powell’s Jackson Hole speech last Friday, mortgage rates dipped to their lowest point since October 2024.…

Lower Rates? Don’t Relax Just Yet

By Guardian Finance | 08/20/2025

Over the past few days, mortgage rates have remained relatively steady—but don’t let the calm fool you. Here’s what happened…

Mortgage Rates at 10-Month Lows! Big Opportunity!

By Guardian Finance | 08/14/2025

As we look back at the first two weeks of August and into mid-Q3, here’s what we know: mortgage rates…