Guardian Finance

How Do Non-QM Loans Work?

By Guardian Finance | 03/30/2022

Buying a home is part of the American dream, but what if you don’t qualify through traditional means? This is…

What Are The Closing Costs For A VA Loan?

By Guardian Finance | 03/23/2022

As with any type of mortgage, VA loans have fees associated with getting the loan. These fees are often called…

How Does A Mortgage Underwriter Verify Income?

By Guardian Finance | 03/16/2022

The mortgage underwriting process is essential to verify income and ultimately determine whether the loan is approved or not. In…

How To Spot A Reverse Mortgage Scam

By Guardian Finance | 03/09/2022

Reverse mortgages have helped countless senior homeowners convert a portion of their home equity into much-needed cash to provide added…

What’s The Minimum Credit Score For VA Home Loan Approval?

By Guardian Finance | 03/02/2022

Through the VA home loan program, millions of veterans and service members have become homeowners. VA loans are favored for…

How To Deduct Mortgage Interest From Your Taxes

By Guardian Finance | 02/23/2022

Did you know that owning property has tax incentives as a “mortgage interest deduction?” This article will outline what a…

Guide To Qualifying For A Mortgage As A Non-U.S. Citizen

By Guardian Finance | 02/17/2022

Owning a home is still very much a part of the American dream. However, did you know that non-U.S. citizens…

“Can I Buy Land And Build A House With An FHA Loan?”

By Guardian Finance | 02/09/2022

If you want to build your dream home but you’re having a hard time meeting the requirements of a conventional…

“Can I Use My Equity To Buy Another House?”

By Guardian Finance | 02/02/2022

Buying a second home is a dream come true for many. Whether it’s a retirement home, a vacation home, or…

Closing Costs: What Are They and How Much Will You Pay?

By Guardian Finance | 01/27/2022

A down payment is not the only thing you need to have when closing on your loan. Closing costs are…