Guardian Finance

Is Buying a Foreclosure Smart for a First-Time Buyer?

By Guardian Finance | 01/20/2022

If you are looking to buy a home but are worried that you can’t afford monthly payments, why not consider…

“How Do I Get a Mortgage Loan If I’m Self-Employed”

By Guardian Finance | 01/12/2022

We know that getting a mortgage as a self-employed individual can be more challenging than a W2 employee. This is…

Can I Be Turned Down A Home Loan After Pre-Approval?

By Guardian Finance | 01/06/2022

When it’s time to purchase a home, one of the first things you should do is get pre-approved for a…

Can You Get a Cashback on an FHA Loan?

By Guardian Finance | 12/29/2021

If you want to know if FHA loans permit cash back to the borrower, then you’re in the right place.…

Is Title Insurance Necessary for a Home Purchase?

By Guardian Finance | 12/15/2021

A home purchase is one of the biggest investments you can make so adding a layer of protection against property…

Can You Buy A Home Without A Credit Score?

By Guardian Finance | 12/08/2021

Your credit history and credit score are among the top factors lenders consider when they approve a mortgage. This can…

How Do Mortgage Lenders Decide How Much You Can Borrow?

By Guardian Finance | 12/01/2021

When you apply for a loan, your mortgage lender informs you of the maximum amount you can borrow, and this…

How Does a Home Improvement Loan Work?

By Guardian Finance | 11/24/2021

Home renovations can be expensive, and saving up for extensive improvements could take years. Fortunately, you can fast-track your goals…

Which One Is Better? An FHA Or Conventional Loan?

By Guardian Finance | 11/17/2021

Dreaming about your first home purchase but still be undecided on whether to choose an FHA loan or conventional loan?…

“How Much Money Do I Need to Buy My First Home?”

By Guardian Finance | 11/10/2021

Buying a home is one of the most important decisions you can make. Plus, considering current low mortgage rates, homeownership…